In this investigation, I wanted to look at the characteristics of Loan Borrowers that could be used to predict their loan repayment behaviour. The main focus was on:
- Home ownership
- Monthly Income
- Credit Score
- Borrower State
- Employment Status
The cleaned data consisted of Loan borrower information of 83,507 loan borrowers, with each entry having 15 attributes. The attributes include the above listed borrower traits of interest among others
Stated Monthly Income refers to the amount that a borrower indicated as the amount they receive as monthly payment from their occupation or employment opportunity.
Stated Monthly Salary Versus Montly Loan Payment¶Credit Score Mid_range versus Monthly Loan Payment¶